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Financial Aid

Student aid or financial aid are general terms that describe money available to students and their families to help offset the cost difference between a family’s Expected Family Contribution, or EFC, and the total cost of attending college.

Generally, four types of aid exist:

  • Scholarships
  • Grants
  • Loans
  • Work-Study Programs

Scholarships and grants are awarded by local or state or federal governments, colleges, businesses, organizations, and private citizens based on a variety of factors: academics, sports, ethnic background, and financial need, to name a few. You do not need to repay grant or scholarship money.

Student loans or parent loans are long-term, low-interest loans made to students or parents by private lending institutions or directly from the Federal Government. Any money received through a loan program must be repaid with interest.

To file for financial aid please go the FASFA website.

Work-Study is another source of funds for college. This program is based on financial need and provides students with funds through employment opportunities on-campus or off-campus.

 

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